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Funds can only leave to a destination you’ve whitelisted. You manage recipients in the dashboard — keeping payout approval separate from your application code. This is the control that lets you safely move the stablecoins you receive out to destinations you trust.

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Add a recipient

1

Open Whitelisted Accounts

In the dashboard, go to Whitelisted Accounts and click Add account.
2

Choose a type

Pick Crypto address to pay out on-chain, or Bank account for fiat payouts.
3

Enter the details

For a crypto address, provide a label, the wallet address, the asset (USDC/USDT), and the chain. For a bank account, provide the account details and currency (e.g. NGN, GHS, USD).
4

Save and wait for approval

The recipient is created as Pending while it’s reviewed, then becomes Active. You can only pay out to Active recipients.

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Statuses

Destination coordinates (address, account number) are immutable once created — you can rename the label, but to change where funds go, add a new recipient.

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Use it in a transfer

Each recipient has an id (for example 3bf24579-a35a-4ba9-a936-5df9c1d809f9). You reference it as the recipient_id when you quote a transfer.
Double-check the destination before approving. On-chain transfers are irreversible, and whitelisting is the last human checkpoint before funds can move.

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Next

Make a transfer

Quote and pay out to your whitelisted recipient.