curl --request POST \
  --url https://api.yara.cash/v1/transfers \
  --header 'Content-Type: application/json' \
  --header 'X-Idempotency-Key: <x-idempotency-key>' \
  --header 'X-Yara-API-Key: <api-key>' \
  --data '
{
  "quote_id": "0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3",
  "reference": "merchant-transfer-001"
}
'

import requests

url = "https://api.yara.cash/v1/transfers"

payload = {
    "quote_id": "0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3",
    "reference": "merchant-transfer-001"
}
headers = {
    "X-Idempotency-Key": "<x-idempotency-key>",
    "X-Yara-API-Key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'X-Idempotency-Key': '<x-idempotency-key>',
    'X-Yara-API-Key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    quote_id: '0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3',
    reference: 'merchant-transfer-001'
  })
};

fetch('https://api.yara.cash/v1/transfers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.yara.cash/v1/transfers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'quote_id' => '0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3',
    'reference' => 'merchant-transfer-001'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "X-Idempotency-Key: <x-idempotency-key>",
    "X-Yara-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.yara.cash/v1/transfers"

	payload := strings.NewReader("{\n  \"quote_id\": \"0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3\",\n  \"reference\": \"merchant-transfer-001\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-Idempotency-Key", "<x-idempotency-key>")
	req.Header.Add("X-Yara-API-Key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.yara.cash/v1/transfers")
  .header("X-Idempotency-Key", "<x-idempotency-key>")
  .header("X-Yara-API-Key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"quote_id\": \"0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3\",\n  \"reference\": \"merchant-transfer-001\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.yara.cash/v1/transfers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-Idempotency-Key"] = '<x-idempotency-key>'
request["X-Yara-API-Key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"quote_id\": \"0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3\",\n  \"reference\": \"merchant-transfer-001\"\n}"

response = http.request(request)
puts response.read_body

{
  "data": {
    "created_at": "2026-06-16T03:00:00Z",
    "customer_id": "4d0a971f-a7ab-4a2f-b635-7a43055edaf0",
    "destination_amount": {
      "asset": "USDC",
      "currency": "USD",
      "network": "BASE",
      "value": "100.00"
    },
    "destination_rail": "US_BANK_ACCOUNT",
    "funding": {
      "bank_transfer": {
        "account_name": "Yara",
        "account_number": "1234567890",
        "bank_code": "035",
        "bank_name": "Wema Bank",
        "narration": "funding-76179a66869547fdbca4310eaa816077",
        "reference": "funding-76179a66869547fdbca4310eaa816077"
      },
      "crypto_deposit": {
        "address": "0x1234",
        "asset": "USDC",
        "memo": "<string>",
        "network": "BASE",
        "reference": "funding-76179a66869547fdbca4310eaa816077"
      },
      "expires_at": "<string>",
      "flag": {
        "code": "AMOUNT_MISMATCH",
        "message": "Funding amount does not match the expected amount"
      },
      "id": "<string>",
      "method": "BANK_TRANSFER",
      "payer": {
        "customer_id": "4d0a971f-a7ab-4a2f-b635-7a43055edaf0",
        "type": "CUSTOMER"
      },
      "purpose": "TRANSFER_JIT",
      "required_amount": {
        "asset": "USDC",
        "currency": "USD",
        "network": "BASE",
        "value": "100.00"
      },
      "reusable": false,
      "status": "PENDING"
    },
    "funding_method": "BALANCE",
    "funding_receipts": [
      {
        "customer_id": "4d0a971f-a7ab-4a2f-b635-7a43055edaf0",
        "expected_amount": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        },
        "fee_usd": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        },
        "flag": {
          "code": "AMOUNT_MISMATCH",
          "message": "Funding amount does not match the expected amount"
        },
        "gross_usd": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        },
        "id": "<string>",
        "method": "CRYPTO_DEPOSIT",
        "net_usd": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        },
        "provider_transaction_id": "<string>",
        "received_amount": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        },
        "received_at": "<string>",
        "status": "CREDITED",
        "variance_amount": {
          "asset": "USDC",
          "currency": "USD",
          "network": "BASE",
          "value": "100.00"
        }
      }
    ],
    "id": "76179a66-8695-47fd-bca4-310eaa816077",
    "quote_id": "0e0f7b9c-f47b-4f42-b56e-991b8f7a1cb3",
    "recipient_id": "3bf24579-a35a-4ba9-a936-5df9c1d809f9",
    "reference": "merchant-transfer-001",
    "status": "RESERVED",
    "total_debit": {
      "asset": "USDC",
      "currency": "USD",
      "network": "BASE",
      "value": "100.00"
    },
    "transfer_fee": {
      "asset": "USDC",
      "currency": "USD",
      "network": "BASE",
      "value": "100.00"
    },
    "updated_at": "2026-06-16T03:01:00Z"
  },
  "error": "<string>",
  "message": "resource retrieved",
  "status": "success"
}

{
  "data": {},
  "error": "validation_error",
  "message": "invalid JSON body",
  "status": "error"
}

{
  "data": {},
  "error": "validation_error",
  "message": "invalid JSON body",
  "status": "error"
}

{
  "data": {},
  "error": "validation_error",
  "message": "invalid JSON body",
  "status": "error"
}

{
  "data": {},
  "error": "validation_error",
  "message": "invalid JSON body",
  "status": "error"
}