> ## Documentation Index
> Fetch the complete documentation index at: https://developers.yara.cash/llms.txt
> Use this file to discover all available pages before exploring further.

# Whitelist a recipient

> Approve a payout destination in the dashboard before sending funds.

Funds can only leave to a destination you've **whitelisted**. You manage recipients in the [dashboard](https://dashboard.yara.cash) — keeping payout approval separate from your application code.

This is the control that lets you safely move the stablecoins you receive out to destinations you trust.

## Add a recipient

<Steps>
  <Step title="Open Whitelisted Accounts">
    In the dashboard, go to **Whitelisted Accounts** and click **Add account**.
  </Step>

  <Step title="Choose a type">
    Pick **Crypto address** to pay out on-chain, or **Bank account** for fiat payouts.
  </Step>

  <Step title="Enter the details">
    For a crypto address, provide a **label**, the **wallet address**, the **asset** (USDC/USDT), and the **chain**. For a bank account, provide the account details and **currency** (e.g. NGN, GHS, USD).
  </Step>

  <Step title="Save and wait for approval">
    The recipient is created as **Pending** while it's reviewed, then becomes **Active**. You can only pay out to **Active** recipients.
  </Step>
</Steps>

## Statuses

| Status    | Meaning                                       |
| --------- | --------------------------------------------- |
| `PENDING` | Awaiting review. Payouts are not yet allowed. |
| `ACTIVE`  | Approved and ready to receive payouts.        |

<Note>
  Destination coordinates (address, account number) are immutable once created — you can rename the label, but to change where funds go, add a new recipient.
</Note>

## Use it in a transfer

Each recipient has an `id` (for example `3bf24579-a35a-4ba9-a936-5df9c1d809f9`). You reference it as the `recipient_id` when you [quote a transfer](/wallets/guides/make-a-transfer).

<Warning>
  Double-check the destination before approving. On-chain transfers are irreversible, and whitelisting is the last human checkpoint before funds can move.
</Warning>

## Next

<Card title="Make a transfer" icon="paper-plane" href="/wallets/guides/make-a-transfer" horizontal>
  Quote and pay out to your whitelisted recipient.
</Card>